Plan your month, track what you spend, and see every debt with its interest rate in plain view. Understand your month and your year, in pounds.
Three jobs that belong together: deciding where your money should go, seeing where it went, and getting out of debt on purpose.
Set what each category should get this month, then see what's left as you go. Know before you overspend, not after.
Spending grouped into clear categories, in pounds, set against your plan so the gaps are obvious.
Credit cards, loans and car finance in one list, each with its interest rate, what it costs you every month and how long until it's gone.
See each month on its own, then step back to the full year: the total, the average and which months ran hot.
The aim isn't a bigger spreadsheet. It's seeing the few things that change your month, and your debt, the most.
Every debt side by side with its rate, so you can see which one costs you most and where extra money saves the most interest.
See which categories are close to their limit while there's still time to do something about it.
Annual totals and your average month, so Christmas, holidays and yearly bills stop catching you out.
Mova Spend is at the concept stage. Tell us what would make it useful and it will shape what we build.
The look and the core views are mocked up as shown here, with example figures only.
Deciding the simplest, safest way to bring your spending and debts into Mova, and what to categorise automatically.
Spending, debt, investing and tax brought together, so you can weigh paying down a loan against investing, in one place.
Join the early access list and tell us what you'd want from a simpler way to budget, track spending and clear debt.