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THE MOVA JOURNAL

Plain English on British money.

Guides and explainers on investing, tax and household money in the UK. No jargon, no sales pitch.

INVESTING 9 Oct 2026 · 5 min read

ISA, SIPP or both? Where your next pound should go

The two big UK wrappers do different jobs. Here is how to think about the trade-off without the sales pitch.

INVESTING 2 Oct 2026 · 4 min read

Why your share price is 100 times out: pence vs pounds explained

The quirk that breaks so many portfolio trackers, and how to spot it before it wrecks your numbers.

TAX 25 Sep 2026 · 5 min read

The £100,000 trap: how the 60% tax band catches people out

Why earning a little more can cost far more than it should, and the legitimate ways people reduce it.

MONEY 18 Sep 2026 · 4 min read

Which debt should you pay first? A plain guide to interest rates

How to compare cards, loans and car finance, and where an extra pound does the most good.

TAX 11 Sep 2026 · 6 min read

Capital Gains Tax and the Section 104 pool, in plain English

How HMRC works out your gain when you have bought the same share more than once.

MONEY

A budget that survives contact with real life

Why most budgets fail by week three, and how to build one you will keep using.

COMING SOON

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mova © 2026 Mova Financial Technology Ltd. Company number 17222969. Registered in England and Wales. Registered office: Suite 82a James Carter Road, Mildenhall, Bury St. Edmunds, England, IP28 7DE. Journal articles are general information, not financial or tax advice.